Choosing Your Lemont, IL Lease-to-Own Company
When picking a lease-to-own company in Lemont, IL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Lemont so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Lemont, IL
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Lemont, IL tend to work the same way. You shop in person or online at an approved Lemont retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Acima Leasing in Lemont, IL or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Lemont, IL?
The items you can shop for in Lemont, IL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Lemont, IL
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Lemont, IL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Lemont stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Lemont, IL or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Lemont, IL
Everyone in Lemont, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Lemont, IL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Lemont, IL also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Lemont, IL? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Lemont, IL. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.