How to Choose a Lease-to-Own Company in Kankakee, IL
When selecting a lease-to-own company in Kankakee, IL, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Kankakee and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Kankakee, IL Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Kankakee, IL lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Kankakee retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance in Kankakee, IL or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Kankakee, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Kankakee, IL. Typically, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Kankakee, IL
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Kankakee, IL as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Kankakee stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Kankakee, IL or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Kankakee, IL?
Everyone in Kankakee, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Kankakee, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Kankakee, IL also need an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Kankakee, IL? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Kankakee, IL. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.