Choosing Between Acima Leasing and Progressive Leasing in Joliet, IL

Who do you go to for lease-to-own solutions in Joliet, IL? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Joliet, IL?

Lease-to-own can be a great option when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. Joliet is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in Joliet, IL so you can decide which company's store selection, requirements, and application process sound right for you.

Joliet Progressive Leasing vs. Acima Leasing: How They Work

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Joliet, IL? You can expect a similar application process for both. Shop at eligible retailers in Joliet, select the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!

How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Joliet, you may be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Joliet vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in Joliet, IL share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Joliet, IL requires you to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Acima Leasing and Progressive Leasing both help shoppers in Joliet who have less-than-stellar credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing: What Joliet Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Joliet stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Joliet, IL, or view Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Joliet, IL

You'll find that Progressive Leasing and Acima Leasing in Joliet, IL  have similar leasable items. In general, eligible products include returnable, durable goods for household or personal use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best Joliet, IL Lease-to-Own Company?

Determining the right lease-to-own company in Joliet, IL is a personal choice we can't make for you. To choose the right fit, consider the application process, approval requirements, and which Joliet stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Get the products you need today with lease-to-own shopping power.