Choosing Your Jerseyville, IL Lease-to-Own Company
When choosing a lease-to-own company in Jerseyville, IL, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Jerseyville and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Jerseyville, IL Work?
How do Acima Leasing and Snap Finance work? Whichever Jerseyville, IL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Jerseyville retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Jerseyville, IL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Jerseyville, IL?
The items you can shop for vary based on which Jerseyville, IL retailers are approved by Snap Finance or Acima Leasing. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Jerseyville, IL
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Jerseyville, IL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Jerseyville businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Jerseyville, IL, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Jerseyville, IL
Everyone in Jerseyville, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Jerseyville, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Jerseyville, IL, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Jerseyville, IL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Jerseyville, IL. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.