How to Choose a Lease-to-Own Company in Hoffman Estates, IL
When choosing a lease-to-own company in Hoffman Estates, IL, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Hoffman Estates and Acima Leasing so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Hoffman Estates, IL Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Hoffman Estates, IL lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Hoffman Estates and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Hoffman Estates, IL will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Hoffman Estates, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Hoffman Estates, IL. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Hoffman Estates, IL
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Hoffman Estates, IL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Hoffman Estates stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Hoffman Estates, IL, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Hoffman Estates, IL
Everyone in Hoffman Estates, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Hoffman Estates, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Hoffman Estates, IL also need at least $750 in monthly income in an active checking account. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Hoffman Estates, IL Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Hoffman Estates, IL. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.