Choosing a Lease-to-Own Company in Gurnee, IL
When comparing lease-to-own companies in Gurnee, IL, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Gurnee and Snap Finance so you can decide which company sounds best for you.
Snap Finance in Gurnee, IL vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Gurnee, IL follow similar models. You shop in person or online at an approved Gurnee retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Gurnee, IL will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Gurnee, IL Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Gurnee, IL. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Gurnee, IL Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Gurnee, IL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Gurnee stores and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Gurnee, IL.
Acima Leasing vs. Snap Finance Application and Requirements in Gurnee, IL
Both Snap Finance and Amica Leasing aim to help shoppers in Gurnee, IL with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Gurnee, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Gurnee, IL also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Gurnee, IL
Many shoppers across Gurnee, IL can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.