What to Look for in Grayslake, IL Lease-to-Own Companies
When picking a lease-to-own company in Grayslake, IL, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Grayslake so you know which company is your best fit.
How Does Lease-to-Own in Grayslake, IL Work?
How does Snap Finance work? Or Acima Leasing? Most Grayslake, IL lease-to-own companies operate similarly. To start, you choose an approved retailer in Grayslake and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Grayslake, IL will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Grayslake, IL?
The items you can shop for vary based on which Grayslake, IL retailers are approved by Snap Finance or Acima Leasing. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Grayslake, IL Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Grayslake, IL and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Grayslake and the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Grayslake, IL or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Grayslake, IL?
Everyone in Grayslake, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Grayslake, IL, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
Acima Leasing in Grayslake, IL also requires at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Grayslake, IL
Acima Leasing and Snap Finance are great options for Grayslake, IL shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.