What to Look for in Granite City, IL Lease-to-Own Companies
When picking a lease-to-own company in Granite City, IL, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Granite City and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Granite City, IL Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Granite City, IL tend to work the same way. To start, you choose an approved retailer in Granite City and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing in Granite City, IL or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Granite City, IL Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Granite City, IL. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Granite City, IL Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Granite City, IL businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Granite City and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Granite City, IL stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Granite City, IL
Snap Finance and Acima Leasing both want to help shoppers in Granite City IL get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Granite City, IL, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
Acima Leasing in Granite City, IL also requires an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Granite City, IL? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Granite City, IL. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.