What to Look for in Glen Ellyn, IL Lease-to-Own Companies
When comparing lease-to-own companies in Glen Ellyn, IL, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Glen Ellyn and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Glen Ellyn, IL Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Glen Ellyn, IL tend to work the same way. First, you pick from a list of approved Glen Ellyn retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Glen Ellyn, IL will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Glen Ellyn, IL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Glen Ellyn, IL. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Glen Ellyn, IL and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Glen Ellyn, IL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Glen Ellyn and national brands you trust, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Glen Ellyn, IL.
Acima Leasing vs. Snap Finance Application and Requirements in Glen Ellyn, IL
For shoppers in Glen Ellyn, IL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Glen Ellyn, IL, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Glen Ellyn, IL, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Glen Ellyn, IL Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Glen Ellyn, IL. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.