How Do I Choose Between Lease-to-Own Companies in Galesburg, IL?
Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Galesburg, how do you know which one to pick? Let's take a closer look at Acima Leasing and Progressive Leasing in Galesburg, IL to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.
Galesburg Acima Leasing vs. Progressive Leasing: How Do They Work?
How does Acima Leasing work in Galesburg, IL? What about Progressive Leasing? They both have similar application steps. Shop at eligible Galesburg stores, find the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!
How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Galesburg!
Lease-to-Own Requirements for Progressive Leasing in Galesburg vs. Acima Leasing
Although Acima Leasing and Progressive Leasing in Galesburg, IL share similar application processes, they don't have the same requirements. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
For Acima Leasing in Galesburg, IL, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Acima Leasing and Progressive Leasing both help shoppers in Galesburg who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Galesburg Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Galesburg stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.
Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop the stores you trust, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Galesburg, IL stores.
Acima Leasing vs. Progressive Leasing: What Can You Lease in Galesburg, IL?
Acima Leasing and Progressive Leasing in Galesburg, IL follow similar guidelines for leasable items. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Is Progressive Leasing or Acima Leasing in Galesburg, IL Right for You?
The choice of lease-to-own company in Galesburg, IL is entirely in your hands. The right choice for you will depend on approval requirements, which stores in Galesburg you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get the products you need today with lease-to-own shopping power.