What to Look for in Frankfort, IL Lease-to-Own Companies
When selecting a lease-to-own company in Frankfort, IL, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Frankfort and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Frankfort, IL Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Frankfort, IL lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Frankfort retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Frankfort, IL will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Frankfort, IL?
The items you can shop for in Frankfort, IL depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Frankfort, IL
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Frankfort, IL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Frankfort stores and the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Frankfort, IL.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Frankfort, IL?
Snap Finance and Amica Leasing are dedicated to helping Frankfort, IL shoppers get the items they need — regardless of credit score. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Frankfort, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Frankfort, IL also requires an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Frankfort, IL
Acima Leasing and Snap Finance have a lot to offer shoppers in Frankfort, IL. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.