Progressive Leasing or Acima Leasing in Flora, IL?

Who do you go to for lease-to-own solutions in Flora, IL? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Flora, IL?

Lease-to-own can save the day when you need new furniture, electronics, appliances, and other goods but are low on cash. Flora is full of companies like Progressive Leasing, so how do you pick one? Let's dive into Progressive Leasing and Acima Leasing in Flora, IL to guide you in deciding which company's store selection, requirements, and application process sound right for you.

Flora Progressive Leasing vs. Acima Leasing: How They Work

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Flora, IL? You can expect a similar application process for both. Shop at eligible retailers in Flora, select the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Flora, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Flora vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in Flora, IL are alike, their requirements are different. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing applicants in Flora, IL need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Acima Leasing and Progressive Leasing both help shoppers in Flora who have less-than-stellar credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Progressive Leasing vs. Acima Leasing: Flora, IL Stores

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Flora allows you to shop at thousands of Flora stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing has more than 15,000 eligible stores — including national brands and local businesses. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Flora, IL stores.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Flora, IL?

Acima Leasing and Progressive Leasing in Flora, IL follow similar guidelines for leasable items. Typically, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Better: Acima Leasing or Progressive Leasing in Flora, IL?

The decision of which Flora, IL lease-to-own company to choose is entirely yours to make. To choose the right fit, consider approval requirements, which stores in Flora you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.