How to Choose a Lease-to-Own Company in Fairview Heights, IL
When picking a lease-to-own company in Fairview Heights, IL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Fairview Heights and Snap Finance so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Fairview Heights, IL
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Fairview Heights, IL lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Fairview Heights retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance in Fairview Heights, IL or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Fairview Heights, IL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Fairview Heights, IL. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Fairview Heights, IL
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Fairview Heights, IL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Fairview Heights stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Fairview Heights, IL or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Fairview Heights, IL
Snap Finance and Amica Leasing are dedicated to helping Fairview Heights, IL shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Fairview Heights, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
For Acima Leasing in Fairview Heights, IL, you will also need an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Fairview Heights, IL, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Fairview Heights, IL. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.