What to Look for in Fairmont City, IL Lease-to-Own Companies
When choosing a lease-to-own company in Fairmont City, IL, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Fairmont City so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Fairmont City, IL
How does Snap Finance work? Or Acima Leasing? Most Fairmont City, IL lease-to-own companies operate similarly. You shop in person or online at an approved Fairmont City retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance in Fairmont City, IL or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Fairmont City, IL?
The items you can shop for in Fairmont City, IL depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Fairmont City, IL and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Fairmont City, IL and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Fairmont City and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Fairmont City, IL.
Acima Leasing vs. Snap Finance Application and Requirements in Fairmont City, IL
Everyone in Fairmont City, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Fairmont City, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Fairmont City, IL, you will also need an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Fairmont City, IL? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Fairmont City, IL shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.