What to Look for in Fairbury, IL Lease-to-Own Companies
When choosing a lease-to-own company in Fairbury, IL, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Fairbury and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Fairbury, IL Work
How do Acima Leasing and Snap Finance work? Most Fairbury, IL lease-to-own companies operate similarly. To start, you choose an approved retailer in Fairbury and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, select the eligible products you want, and Acima Leasing in Fairbury, IL or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Fairbury, IL Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Fairbury, IL. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Fairbury, IL and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Fairbury, IL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Fairbury and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Fairbury, IL or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Fairbury, IL
Both Snap Finance and Amica Leasing aim to help shoppers in Fairbury, IL with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Fairbury, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Fairbury, IL also need at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Fairbury, IL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Fairbury, IL. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.