What to Look for in Evergreen Park, IL Lease-to-Own Companies

When picking a lease-to-own company in Evergreen Park, IL, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Evergreen Park and Snap Finance so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Evergreen Park, IL

How do Acima Leasing and Snap Finance work? Whichever Evergreen Park, IL lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Evergreen Park and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Evergreen Park, IL will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Evergreen Park, IL?

The items you can shop for vary based on which Evergreen Park, IL retailers are approved by Snap Finance or Acima Leasing. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Evergreen Park, IL

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Evergreen Park, IL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Evergreen Park stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Evergreen Park, IL.

What Are the Requirements for Acima Leasing vs. Snap Finance in Evergreen Park, IL?

Both Snap Finance and Amica Leasing aim to help shoppers in Evergreen Park, IL with less-than-perfect credit get the items they need. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Evergreen Park, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Evergreen Park, IL requires an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Evergreen Park, IL, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Evergreen Park, IL shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.