How to Choose a Lease-to-Own Company in Evanston, IL
When selecting a lease-to-own company in Evanston, IL, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Evanston and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Evanston, IL Work?
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Evanston, IL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Evanston retailer online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Snap Finance in Evanston, IL or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Evanston, IL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Evanston, IL retailers are approved by Snap Finance or Acima Leasing. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Evanston, IL Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Evanston, IL and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Evanston and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Evanston, IL stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Evanston, IL?
For shoppers in Evanston, IL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Evanston, IL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Evanston, IL also need an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Evanston, IL? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Evanston, IL. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.