How to Choose a Lease-to-Own Company in Edwardsville, IL
When selecting a lease-to-own company in Edwardsville, IL, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Edwardsville so you can find the right company for you.
How Does Lease-to-Own in Edwardsville, IL Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Edwardsville, IL lease-to-own companies operate similarly. You shop at an approved Edwardsville retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Edwardsville, IL will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Edwardsville, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Edwardsville, IL. Usually, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Edwardsville, IL Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Edwardsville, IL businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Edwardsville businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Edwardsville, IL.
Acima Leasing vs. Snap Finance Application and Requirements in Edwardsville, IL
Snap Finance and Amica Leasing are dedicated to helping Edwardsville, IL shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Edwardsville, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Edwardsville, IL requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Edwardsville, IL? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Edwardsville, IL. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.