What to Look for in East Moline, IL Lease-to-Own Companies
When selecting a lease-to-own company in East Moline, IL, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in East Moline so you know which company is your best fit.
How Does Lease-to-Own in East Moline, IL Work?
How does Acima Leasing work? Or Snap Finance? Most East Moline, IL lease-to-own companies operate similarly. First, you pick from a list of approved East Moline retailers. Next, you shop online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance in East Moline, IL or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
East Moline, IL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in East Moline, IL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
East Moline, IL Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in East Moline, IL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in East Moline and trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in East Moline, IL.
What’s Needed to Apply for Acima Leasing or Snap Finance in East Moline, IL
Both Snap Finance and Amica Leasing aim to help shoppers in East Moline, IL with less-than-perfect credit get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in East Moline, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
For Acima Leasing in East Moline, IL, you will also need an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in East Moline, IL
Snap Finance and Acima Leasing can greatly benefit shoppers like you in East Moline, IL. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.