How to Choose a Lease-to-Own Company in Downers Grove, IL
When selecting a lease-to-own company in Downers Grove, IL, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Downers Grove so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Downers Grove, IL
Are there any differences in how Snap Finance and Acima Leasing work? Most Downers Grove, IL lease-to-own companies operate similarly. You shop in person or online at an approved Downers Grove retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Downers Grove, IL or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Downers Grove, IL?
The items you can shop for vary based on which Downers Grove, IL retailers are approved by Snap Finance or Acima Leasing. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Downers Grove, IL
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Downers Grove, IL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Downers Grove and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Downers Grove, IL.
Acima Leasing vs. Snap Finance Application and Requirements in Downers Grove, IL
Everyone in Downers Grove, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Downers Grove, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Downers Grove, IL also need at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Downers Grove, IL
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Downers Grove, IL. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.