Lease-to-Own in Decatur, IL: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Decatur, IL, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How Do I Choose Between Lease-to-Own Companies in Decatur, IL?

Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Decatur, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Decatur, IL to guide you in deciding which company has the best application process, store selection, and requirements for you.

How Do Acima Leasing and Progressive Leasing in Decatur, IL Work?

How do you lease-to-own with Progressive Leasing in Decatur, IL? What about Acima Leasing? They both have similar application steps. Shop at eligible retailers in Decatur, find the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Decatur!

Lease-to-Own Requirements for Progressive Leasing in Decatur vs. Acima Leasing

While the application processes for Acima Leasing and Progressive Leasing in Decatur, IL are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Decatur, IL, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Acima Leasing and Progressive Leasing both help shoppers in Decatur who have less-than-stellar credit. We consider more than just your credit history when reviewing your application.

Where in Decatur Can I Shop with Acima Leasing vs. Progressive Leasing?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Decatur stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.

Acima Leasing partners with more than 15,000 stores — both national and local. Shop the stores you trust, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Decatur, IL, or view Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Decatur, IL

The rules for leasable items at Acima Leasing and Progressive Leasing in Decatur, IL are quite similar. Generally, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Right for You: Progressive Leasing or Acima Leasing in Decatur, IL?

The choice of lease-to-own company in Decatur, IL is entirely in your hands. The right choice for you will depend on which Decatur retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.