How to Choose a Lease-to-Own Company in Crystal Lake, IL
When picking a lease-to-own company in Crystal Lake, IL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Crystal Lake and Snap Finance so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Crystal Lake, IL
How do Acima Leasing and Snap Finance work? Whichever Crystal Lake, IL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Crystal Lake retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Crystal Lake, IL or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Crystal Lake, IL Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Crystal Lake, IL. Usually, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Crystal Lake, IL and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Crystal Lake, IL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Crystal Lake and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Crystal Lake, IL or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Crystal Lake, IL
Both Snap Finance and Amica Leasing aim to help shoppers in Crystal Lake, IL with less-than-perfect credit get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Crystal Lake, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Crystal Lake, IL, you will also need at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Crystal Lake, IL, the Choice Is Yours
Many shoppers across Crystal Lake, IL can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.