Choosing Your Crestwood, IL Lease-to-Own Company
When selecting a lease-to-own company in Crestwood, IL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Crestwood so you can find the right company for you.
Snap Finance in Crestwood, IL vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Crestwood, IL lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Crestwood retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Crestwood, IL or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Crestwood, IL?
The items you can shop for vary based on which Crestwood, IL retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Crestwood, IL
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Crestwood, IL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Crestwood and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Crestwood, IL or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Crestwood, IL
Snap Finance and Acima Leasing both want to help shoppers in Crestwood IL get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Crestwood, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Crestwood, IL also need at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Crestwood, IL Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Crestwood, IL. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.