Choosing a Lease-to-Own Company in Crest Hill, IL
When comparing lease-to-own companies in Crest Hill, IL, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Crest Hill so you can determine which company is right for you.
How Does Lease-to-Own in Crest Hill, IL Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Crest Hill, IL follow similar models. You shop at an approved Crest Hill retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Crest Hill, IL will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
Crest Hill, IL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Crest Hill, IL depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Crest Hill, IL Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Crest Hill, IL businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Crest Hill stores and trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Crest Hill, IL.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Crest Hill, IL?
Both Snap Finance and Amica Leasing support Crest Hill, IL residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Crest Hill, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
For Acima Leasing in Crest Hill, IL, you will also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Crest Hill, IL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Crest Hill, IL. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.