How Do I Choose Between Lease-to-Own Companies in Columbia, IL?
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but lack the funds. You have your choice of companies like Progressive Leasing in Columbia, but how do you know which one to go with? Let's compare Acima Leasing in Columbia, IL against Progressive Leasing so you can decide which company offers the requirements, store selection, and application process that fits your needs.
Columbia Acima Leasing vs. Progressive Leasing: How Do They Work?
How do you lease-to-own with Progressive Leasing in Columbia, IL? What about Acima Leasing? They both have similar application steps. Shop at eligible Columbia stores, pick out the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!
How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Columbia!
Columbia Acima Leasing Requirements vs. Progressive Leasing Requirements
While the application processes for Acima Leasing and Progressive Leasing in Columbia, IL are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
For Acima Leasing in Columbia, IL, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Acima Leasing and Progressive Leasing both help shoppers in Columbia who have less-than-stellar credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Progressive Leasing vs. Acima Leasing: Columbia, IL Stores
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Columbia, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.
Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Columbia, IL, or browse Acima Leasing’s online retailers.
Acima Leasing vs. Progressive Leasing: What Can You Lease in Columbia, IL?
You'll find that Progressive Leasing and Acima Leasing in Columbia, IL have similar leasable items. In general, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Right for You: Progressive Leasing or Acima Leasing in Columbia, IL?
The choice of lease-to-own company in Columbia, IL is entirely in your hands. To choose the right fit, consider approval requirements, which stores in Columbia you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Get the products you need today with lease-to-own shopping power.