Choosing Your Clinton, IL Lease-to-Own Company
When choosing a lease-to-own company in Clinton, IL, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Clinton so you can determine which company is right for you.
How Does Lease-to-Own in Clinton, IL Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Clinton, IL follow similar models. To start, you choose an approved retailer in Clinton and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Clinton, IL will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Clinton, IL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Clinton, IL. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Clinton, IL and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Clinton, IL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Clinton businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Clinton, IL or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Clinton, IL?
Snap Finance and Amica Leasing are dedicated to helping Clinton, IL shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Clinton, IL, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Clinton, IL requires an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Clinton, IL, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Clinton, IL shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.