Choosing a Lease-to-Own Company in Cicero, IL
When picking a lease-to-own company in Cicero, IL, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Cicero so you know which company is your best fit.
Snap Finance in Cicero, IL vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Cicero, IL lease-to-own companies operate similarly. To start, you choose an approved retailer in Cicero and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Cicero, IL will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Cicero, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Cicero, IL. Generally, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Cicero, IL
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Cicero, IL and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Cicero and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Cicero, IL or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Cicero, IL?
Both Snap Finance and Amica Leasing support Cicero, IL residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Cicero, IL, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Cicero, IL requires an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Cicero, IL
Many shoppers across Cicero, IL can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.