Selecting a Lease-to-Own Company in Chicago, IL
Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. Chicago is full of companies like Progressive Leasing, so how do you pick one? Let’s compare Progressive Leasing and Acima Leasing in Chicago, IL so you can figure out which company has the application process, requirements, and store selection that sounds best for you.
How Do Acima Leasing and Progressive Leasing in Chicago, IL Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Chicago, IL? Applying with either company will look pretty similar. Shop at eligible Chicago stores, pick out the items you want, and apply online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!
How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Chicago, you may be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Chicago vs. Acima Leasing?
While the application processes for Acima Leasing and Progressive Leasing in Chicago, IL are alike, their requirements are different. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
Acima Leasing in Chicago, IL requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Are you shopping in Chicago with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Progressive Leasing vs. Acima Leasing: Chicago, IL Stores
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Chicago and online, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.
Acima Leasing has more than 15,000 eligible stores — both national and local. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Chicago, IL, or shop Acima Leasing's online retailers.
What Items Can I Lease in Chicago, IL with Acima Leasing vs. Progressive Leasing?
Acima Leasing and Progressive Leasing in Chicago, IL follow similar guidelines for leasable items. Broadly speaking, an eligible product must be durable, returnable, and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Which Is Better: Acima Leasing or Progressive Leasing in Chicago, IL?
We can’t tell you which lease-to-own company in Chicago, IL to choose. The right choice for you will depend on the application process, approval requirements, and which Chicago stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.