Choosing a Lease-to-Own Company in Chicago Heights, IL
When comparing lease-to-own companies in Chicago Heights, IL, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Chicago Heights so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Chicago Heights, IL Work
How do Acima Leasing and Snap Finance work? Whichever Chicago Heights, IL lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Chicago Heights and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Acima Leasing in Chicago Heights, IL or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Chicago Heights, IL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Chicago Heights, IL. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Chicago Heights, IL Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Chicago Heights, IL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Chicago Heights and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Chicago Heights, IL stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Chicago Heights, IL
Both Snap Finance and Amica Leasing support Chicago Heights, IL residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Chicago Heights, IL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Chicago Heights, IL also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Chicago Heights, IL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Chicago Heights, IL. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.