Choosing Between Centralia, IL Lease-to-Own Companies
Lease-to-own can save the day when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Centralia, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Centralia, IL to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.
Centralia Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in Centralia, IL? And how does Acima Leasing work? You can expect a similar application process for both. Browse at eligible Centralia retailers, find the items you want, and complete an application in-store or online. After being approved, select a payment option, sign your agreement, and complete an initial payment. Easy-peasy!
How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Centralia!
What Are the Requirements for Progressive Leasing in Centralia vs. Acima Leasing?
While the application processes for Acima Leasing and Progressive Leasing in Centralia, IL are alike, their requirements are different. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing applicants in Centralia, IL need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Centralia shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing: What Centralia Stores Are Eligible?
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing in Centralia allows you to shop at thousands of Centralia stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out which stores are eligible in Centralia, IL, or view Acima Leasing's online retailers.
Acima Leasing vs. Progressive Leasing: What Can You Lease in Centralia, IL?
Progressive Leasing and Acima Leasing in Centralia, IL consider the same items leasable. Typically, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Which Is Better: Acima Leasing or Progressive Leasing in Centralia, IL?
We can’t tell you which lease-to-own company in Centralia, IL to choose. You have to select the right fit for you based on approval requirements, which stores in Centralia you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.