Choosing Between Acima Leasing and Progressive Leasing in Carlinville, IL

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Carlinville, IL? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Carlinville, IL

Lease-to-own can be helpful when you need new tires, appliances, furniture, and other items but lack the funds. You have your choice of companies like Progressive Leasing in Carlinville, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Carlinville, IL to guide you in deciding which company's store selection, requirements, and application process sound right for you.

Carlinville Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Progressive Leasing work in Carlinville, IL? And how does Acima Leasing work? Applying with either company will look pretty similar. Browse at eligible Carlinville retailers, pick out the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Carlinville, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Carlinville vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in Carlinville, IL share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing in Carlinville, IL requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Acima Leasing and Progressive Leasing both help shoppers in Carlinville who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Carlinville Stores Are Eligible?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in Carlinville allows you to shop at thousands of Carlinville stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.

Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Carlinville, IL, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Carlinville, IL?

The rules for leasable items at Acima Leasing and Progressive Leasing in Carlinville, IL are quite similar. In general, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Right for You: Progressive Leasing or Acima Leasing in Carlinville, IL?

We can’t tell you which lease-to-own company in Carlinville, IL to choose. The best option for you depends on the application process, approval requirements, and which Carlinville stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.