Choosing Your Canton, IL Lease-to-Own Company
When comparing lease-to-own companies in Canton, IL, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Canton and Snap Finance so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Canton, IL Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Canton, IL follow similar models. To start, you choose an approved retailer in Canton and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Canton, IL will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Canton, IL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Canton, IL. Typically, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Canton, IL and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Canton, IL businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Canton businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Canton, IL or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Canton, IL?
Both Snap Finance and Amica Leasing aim to help shoppers in Canton, IL with less-than-perfect credit get the items they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Canton, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Canton, IL requires at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Canton, IL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Canton, IL. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.