Choosing a Lease-to-Own Company in Buffalo Grove, IL
When choosing a lease-to-own company in Buffalo Grove, IL, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Buffalo Grove and Snap Finance so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Buffalo Grove, IL
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Buffalo Grove, IL tend to work the same way. To start, you choose an approved retailer in Buffalo Grove and shop in person or online. Then, you apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Buffalo Grove, IL will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Buffalo Grove, IL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Buffalo Grove, IL. Typically, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Buffalo Grove, IL
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Buffalo Grove, IL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Buffalo Grove and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Buffalo Grove, IL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Buffalo Grove, IL?
Both Snap Finance and Amica Leasing aim to help shoppers in Buffalo Grove, IL with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Buffalo Grove, IL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Buffalo Grove, IL also need an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Buffalo Grove, IL
Acima Leasing and Snap Finance are great options for Buffalo Grove, IL shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.