Choosing a Lease-to-Own Company in Broadview, IL
When selecting a lease-to-own company in Broadview, IL, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Broadview and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Broadview, IL Work?
How does Acima Leasing work? Or Snap Finance? Whichever Broadview, IL lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Broadview and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Snap Finance in Broadview, IL or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Broadview, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Broadview, IL. Usually, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Broadview, IL and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Broadview, IL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Broadview businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Broadview, IL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Broadview, IL?
Both Snap Finance and Amica Leasing aim to help shoppers in Broadview, IL with less-than-perfect credit get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Broadview, IL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
For Acima Leasing in Broadview, IL, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Broadview, IL
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Broadview, IL. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.