What to Look for in Bradley, IL Lease-to-Own Companies
When comparing lease-to-own companies in Bradley, IL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Bradley and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Bradley, IL vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Bradley, IL tend to work the same way. You shop at an approved Bradley retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Acima Leasing in Bradley, IL or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Bradley, IL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Bradley, IL. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Bradley, IL
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Bradley, IL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Bradley businesses to national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Bradley, IL or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Bradley, IL?
Both Snap Finance and Amica Leasing aim to help shoppers in Bradley, IL with less-than-perfect credit get the items they need. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Bradley, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.
For Acima Leasing in Bradley, IL, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Bradley, IL Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Bradley, IL. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.