How to Choose a Lease-to-Own Company in Bolingbrook, IL
When comparing lease-to-own companies in Bolingbrook, IL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Bolingbrook so you can decide which company sounds best for you.
Snap Finance in Bolingbrook, IL vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Bolingbrook, IL tend to work the same way. You shop in person or online at an approved Bolingbrook retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Bolingbrook, IL will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Bolingbrook, IL?
The items you can shop for in Bolingbrook, IL depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Bolingbrook, IL
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Bolingbrook, IL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Bolingbrook and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Bolingbrook, IL, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Bolingbrook, IL
Everyone in Bolingbrook, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Bolingbrook, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Bolingbrook, IL, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Bolingbrook, IL
Acima Leasing and Snap Finance have a lot to offer shoppers in Bolingbrook, IL. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.