How to Choose a Lease-to-Own Company in Bloomington, IL
When picking a lease-to-own company in Bloomington, IL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Bloomington and Snap Finance so you know which company is your best fit.
Snap Finance in Bloomington, IL vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Bloomington, IL tend to work the same way. You shop at an approved Bloomington retailer online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Bloomington, IL or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Bloomington, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Bloomington, IL. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Bloomington, IL
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Bloomington, IL and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Bloomington and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Bloomington, IL or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Bloomington, IL?
Both Snap Finance and Amica Leasing aim to help shoppers in Bloomington, IL with less-than-perfect credit get the items they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Bloomington, IL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
For Acima Leasing in Bloomington, IL, you will also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Bloomington, IL? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Bloomington, IL. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.