Choosing a Lease-to-Own Company in Bloomingdale, IL

When choosing a lease-to-own company in Bloomingdale, IL, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Bloomingdale so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Bloomingdale, IL Work

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Bloomingdale, IL follow similar models. You shop at an approved Bloomingdale retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Bloomingdale, IL or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Bloomingdale, IL?

The items you can shop for vary based on which Bloomingdale, IL retailers are approved by Snap Finance or Acima Leasing. Usually, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Bloomingdale, IL

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Bloomingdale, IL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Bloomingdale businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Bloomingdale, IL or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Bloomingdale, IL

Everyone in Bloomingdale, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Bloomingdale, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Bloomingdale, IL requires at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Bloomingdale, IL Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Bloomingdale, IL. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.