Selecting a Lease-to-Own Company in Berkeley, IL
Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Berkeley, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Berkeley, IL to help you determine which company has the best application process, store selection, and requirements for you.
Berkeley Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in Berkeley, IL? And how does Acima Leasing work? They both have similar application steps. Shop at your favorite eligible stores in Berkeley, find the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Berkeley, you can be approved for up to $5,000!
Berkeley Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
Although Acima Leasing and Progressive Leasing in Berkeley, IL share similar application processes, they don't have the same requirements. Progressive Leasing requires you to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
To lease-to-own with Acima Leasing in Berkeley, IL, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Acima Leasing and Progressive Leasing both help shoppers in Berkeley who have less-than-stellar credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Acima Leasing vs. Progressive Leasing Stores in Berkeley, IL
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Berkeley stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.
With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Berkeley, IL stores.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Berkeley, IL
Progressive Leasing and Acima Leasing in Berkeley, IL consider the same items leasable. Generally, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Which Is Better: Acima Leasing or Progressive Leasing in Berkeley, IL?
The decision of which Berkeley, IL lease-to-own company to choose is entirely yours to make. The right choice for you will depend on the application process, approval requirements, and which Berkeley stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.