Choosing a Lease-to-Own Company in Benton, IL
When picking a lease-to-own company in Benton, IL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Benton and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in Benton, IL Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Benton, IL follow similar models. You shop in person or online at an approved Benton retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Benton, IL will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Benton, IL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Benton, IL. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Benton, IL Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Benton, IL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Benton stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Benton, IL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Benton, IL?
Everyone in Benton, IL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Benton, IL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
For Acima Leasing in Benton, IL, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Benton, IL? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Benton, IL. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.