What to Look for in Bensenville, IL Lease-to-Own Companies
When picking a lease-to-own company in Bensenville, IL, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Bensenville and Snap Finance so you can decide which company sounds best for you.
Snap Finance in Bensenville, IL vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Bensenville, IL lease-to-own companies operate similarly. To start, you choose an approved retailer in Bensenville and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Bensenville, IL will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Bensenville, IL?
The items you can shop for in Bensenville, IL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Bensenville, IL Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Bensenville, IL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Bensenville and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Bensenville, IL.
What Are the Requirements for Acima Leasing vs. Snap Finance in Bensenville, IL?
Snap Finance and Amica Leasing are dedicated to helping Bensenville, IL shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Bensenville, IL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Bensenville, IL requires at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Bensenville, IL Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Bensenville, IL. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.