What to Look for in Bedford Park, IL Lease-to-Own Companies
When selecting a lease-to-own company in Bedford Park, IL, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Bedford Park and Snap Finance so you can find the right company for you.
Snap Finance in Bedford Park, IL vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Bedford Park, IL lease-to-own companies operate similarly. First, you pick from a list of approved Bedford Park retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Bedford Park, IL or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Bedford Park, IL?
The items you can shop for in Bedford Park, IL depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Bedford Park, IL Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Bedford Park, IL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Bedford Park and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Bedford Park, IL, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Bedford Park, IL
Snap Finance and Acima Leasing both want to help shoppers in Bedford Park IL get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Bedford Park, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Bedford Park, IL also need an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Bedford Park, IL Lease-to-Own Company
Many shoppers across Bedford Park, IL can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.