Choosing Your Aurora, IL Lease-to-Own Company
When picking a lease-to-own company in Aurora, IL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Aurora so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Aurora, IL
How does Snap Finance work? Or Acima Leasing? Whichever Aurora, IL lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Aurora retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Aurora, IL will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Aurora, IL?
The items you can shop for in Aurora, IL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Aurora, IL and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Aurora, IL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Aurora stores and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Aurora, IL stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Aurora, IL?
For shoppers in Aurora, IL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Aurora, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Aurora, IL requires an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Aurora, IL
Acima Leasing and Snap Finance are great options for Aurora, IL shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.