Choosing Your Ashton, IL Lease-to-Own Company
When picking a lease-to-own company in Ashton, IL, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Ashton so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Ashton, IL
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Ashton, IL tend to work the same way. You shop in person or online at an approved Ashton retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Ashton, IL will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Ashton, IL?
The items you can shop for in Ashton, IL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Ashton, IL Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Ashton, IL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Ashton businesses to trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Ashton, IL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Ashton, IL?
Snap Finance and Amica Leasing are dedicated to helping Ashton, IL shoppers get the items they need — regardless of credit score. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Ashton, IL, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
Acima Leasing in Ashton, IL also requires an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Ashton, IL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Ashton, IL. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.