What to Look for in Alton, IL Lease-to-Own Companies
When picking a lease-to-own company in Alton, IL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Alton so you can decide which company sounds best for you.
How Does Lease-to-Own in Alton, IL Work?
How does Snap Finance work? Or Acima Leasing? Most Alton, IL lease-to-own companies operate similarly. To start, you choose an approved retailer in Alton and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Alton, IL or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
Alton, IL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Alton, IL depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Alton, IL
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Alton, IL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Alton and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Alton, IL or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Alton, IL
Both Snap Finance and Amica Leasing aim to help shoppers in Alton, IL with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Alton, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Alton, IL requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Alton, IL? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Alton, IL. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.