Lease-to-Own in Ponderay, ID: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Ponderay, ID? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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More Information

How Do I Choose Between Lease-to-Own Companies in Ponderay, ID?

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but are low on cash. You have your choice of companies like Progressive Leasing in Ponderay, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Ponderay, ID so you can decide which company's store selection, requirements, and application process sound right for you.

Ponderay Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Acima Leasing work in Ponderay, ID? What about Progressive Leasing? Both companies follow similar application processes. Shop at eligible retailers in Ponderay, pick out the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!

What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Ponderay, you may be approved for up to $5,000!

Ponderay Acima Leasing Requirements vs. Progressive Leasing Requirements

Although Acima Leasing and Progressive Leasing in Ponderay, ID share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

To lease-to-own with Acima Leasing in Ponderay, ID, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Acima Leasing and Progressive Leasing both help shoppers in Ponderay who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Ponderay, ID

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Ponderay and online, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. See which stores are available near you in Ponderay, ID, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Ponderay, ID?

Acima Leasing and Progressive Leasing in Ponderay, ID follow similar guidelines for leasable items. Generally, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Ponderay, ID?

We can’t tell you which lease-to-own company in Ponderay, ID to choose. The best option for you depends on approval requirements, which stores in Ponderay you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.