Choosing a Lease-to-Own Company in Meridian, ID
When choosing a lease-to-own company in Meridian, ID, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Meridian so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Meridian, ID
How does Snap Finance work? Or Acima Leasing? Most Meridian, ID lease-to-own companies operate similarly. To start, you choose an approved retailer in Meridian and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, shop for the eligible products you want to get, and Snap Finance in Meridian, ID or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Meridian, ID?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Meridian, ID. Typically, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Meridian, ID Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Meridian, ID businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Meridian businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Meridian, ID.
Acima Leasing vs. Snap Finance Application and Requirements in Meridian, ID
Snap Finance and Acima Leasing both want to help shoppers in Meridian ID get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Meridian, ID. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
Acima Leasing in Meridian, ID also requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Meridian, ID, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Meridian, ID. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.