How to Choose a Lease-to-Own Company in Idaho Falls, ID
When choosing a lease-to-own company in Idaho Falls, ID, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Idaho Falls so you can decide which company sounds best for you.
Snap Finance in Idaho Falls, ID vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Idaho Falls, ID tend to work the same way. First, you pick from a list of approved Idaho Falls retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Idaho Falls, ID or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Idaho Falls, ID?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Idaho Falls, ID. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Idaho Falls, ID
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Idaho Falls, ID as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Idaho Falls and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Idaho Falls, ID stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Idaho Falls, ID?
Both Snap Finance and Amica Leasing support Idaho Falls, ID residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Idaho Falls, ID, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in Idaho Falls, ID, you will also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Idaho Falls, ID Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Idaho Falls, ID shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.