How to Choose a Lease-to-Own Company in Hayden, ID
When selecting a lease-to-own company in Hayden, ID, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Hayden and Snap Finance so you know which company is your best fit.
Snap Finance in Hayden, ID vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Hayden, ID lease-to-own companies operate similarly. First, you pick from a list of approved Hayden retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Hayden, ID will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Hayden, ID?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Hayden, ID. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Hayden, ID
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Hayden, ID businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Hayden and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Hayden, ID stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Hayden, ID
Snap Finance and Amica Leasing are dedicated to helping Hayden, ID shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Hayden, ID. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Hayden, ID requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Hayden, ID, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Hayden, ID. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.