Progressive Leasing or Acima Leasing in Caldwell, ID?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Caldwell, ID? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Caldwell, ID

Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Caldwell, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Caldwell, ID to help you determine which company has the best application process, store selection, and requirements for you.

Caldwell Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Progressive Leasing work in Caldwell, ID? And how does Acima Leasing work? Applying with either company will look pretty similar. Browse at eligible Caldwell retailers, pick out the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Caldwell, you can be approved for up to $5,000!

Caldwell Acima Leasing Requirements vs. Progressive Leasing Requirements

Although Acima Leasing and Progressive Leasing in Caldwell, ID share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Caldwell, ID, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Caldwell shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing Stores in Caldwell, ID

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Caldwell stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop the stores you trust, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Caldwell, ID, or browse Acima Leasing’s online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Caldwell, ID?

You'll find that Progressive Leasing and Acima Leasing in Caldwell, ID  have similar leasable items. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Caldwell, ID?

We can’t tell you which lease-to-own company in Caldwell, ID to choose. The best option for you depends on the application process, approval requirements, and which Caldwell stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.